14 min readBy R&E Roofing Team

Storm Damage Roof Repair in Essex County NJ: What to Do After the January 2026 Winter Storm

The January 2026 winter storm dumped up to 10 inches of snow on Essex County with high winds and ice. If your roof took a hit, here is everything you need to know about assessing damage, emergency steps, repair costs, and filing your insurance claim.

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On January 24, 2026, Governor Mikie Sherrill declared a State of Emergency as a powerful winter storm slammed into New Jersey. Essex County was hit hard: Newark and North Caldwell recorded roughly 10 inches of snow, while Montclair and Nutley saw around 9 inches of accumulation. High winds, heavy snow, and ice created a triple threat to roofs across the county.

If you are a homeowner in Essex County, your roof may have sustained damage you cannot see from the ground. Missing shingles, cracked flashing, ice dam formation, and structural stress from snow weight can all lead to leaks and costly repairs if left unaddressed. This guide covers everything from damage assessment to repair completion so you can protect your home and your wallet.

Already dealing with an active leak? See our emergency roof repair guide for immediate steps. For ice dam issues specifically, read our ice dam removal guide. And if you need help with your insurance claim, our insurance claim guide walks you through every step.

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Types of Storm Damage to Your Roof

Winter storms can damage your roof in several different ways. Understanding the type of damage helps you communicate with your roofer and your insurance company.

Wind Damage

High winds lift and tear shingles, expose the underlayment, and damage ridge caps. You may see shingles in your yard or notice bare patches on the roof. Wind damage tends to affect the windward side of the roof most severely and often follows a random pattern, which is how insurance adjusters distinguish it from normal wear and tear.

Snow and Ice Damage

Heavy snow creates structural stress on your roof deck and rafters. As snow melts and refreezes, ice dams form along the eaves, backing water up under shingles. Ice also damages gutters by pulling them away from the fascia board under the weight.

Fallen Tree and Debris Damage

Tree limbs weighed down by snow and ice can snap and puncture your roof decking or break rafters. This is an emergency situation that requires immediate emergency roofing repair. Even smaller branches can crack shingles and dislodge flashing.

Hail Damage

Hail dents shingles, cracks tiles, and causes granule loss that shortens the life of your roof. Hail damage can be harder to spot from the ground because the dents and cracks are often small. A professional inspection is usually necessary to identify the full extent.

Rain and Water Infiltration

Once shingles are lifted or flashing is compromised, rain and snowmelt can penetrate your roof system. This leads to roof leaks that damage insulation, drywall, and structural components. Water infiltration often does not show up immediately — stains may appear days or weeks after the storm.

How to Assess Roof Storm Damage (Safely)

From the Ground (Do This First)

  • Walk around your home and look up — binoculars help you see details without climbing. Look for missing or displaced shingles, bare patches, and sagging areas.
  • Check for debris on or near the roof — fallen tree limbs, broken branches, and scattered shingle pieces are all signs of impact damage.
  • Inspect your gutters — look for dents, sections pulling away from the house, and granule buildup in the gutters and downspouts. Excessive granules indicate shingle deterioration.
  • Look for damaged flashing — the metal strips around chimneys, vents, and skylights can be bent or dislodged by wind and debris.

Inside Your Home

  • Check the attic — look for daylight coming through the roof deck, water stains on the underside of the sheathing, and damp or compressed insulation.
  • Inspect ceilings and walls — water stains, bubbling or peeling paint, and damp spots are all signs of active leaks.
  • Listen for dripping — after rain or snowmelt, quiet your home and listen for the sound of water dripping inside walls or ceilings.

DO NOT climb on the roof yourself — especially after a storm when surfaces are wet, icy, or structurally compromised. Falls from roofs are a leading cause of homeowner injuries. Leave the roof inspection to a licensed professional who has the equipment and training to do it safely.

Emergency Steps After Storm Damage (Do This First)

If your roof has been damaged, take these steps immediately to protect your home, your family, and your insurance claim.

  1. Ensure safety first. Stay away from downed power lines, unstable structures, and any area where the roof appears to be sagging. If you suspect structural damage, do not enter the home until it has been inspected.
  2. Document everything. Take photos and video of all damage, both interior and exterior, before you move anything or start cleanup. Include wide shots for context and close-ups for detail. This documentation is critical for your insurance claim.
  3. Prevent further damage. Place tarps over holes or exposed areas, put buckets under active leaks, and move furniture and valuables away from water. Your insurance policy requires you to take reasonable steps to mitigate further damage.
  4. Save all receipts. Emergency supplies, tarps, buckets, and temporary repair materials are typically reimbursable under your insurance policy. Keep every receipt.
  5. Call your insurance company. File your claim as soon as possible. Check your specific policy for filing deadlines, as they vary by insurer. The sooner you file, the sooner the process begins. See our step-by-step insurance claim guide for detailed instructions.
  6. Schedule a professional inspection. A licensed roofer can find hidden damage that is not visible from the ground. Their inspection report will also support your insurance claim with professional documentation.
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Storm Damage Roof Repair Costs in Essex County NJ (2026)

Repair costs depend on the type and extent of damage, your roof material, and accessibility. Here are the typical ranges for Essex County in 2026:

Typical Storm Damage Repair Costs

Minor Repairs

Missing shingles, small leaks, minor flashing repair

$200-$1,500

Moderate Repairs

Multiple damaged areas, flashing replacement, partial decking repair

$1,500-$5,000

Major Repairs

Structural damage, large sections of roof, rafter repair

$5,000-$12,000

Emergency Tarping/Board-Up

Temporary protection to prevent further water damage

$150-$500

Full Roof Replacement

When damage is too extensive to repair cost-effectively

$8,000-$20,000+

Note: These are typical ranges and your actual costs may vary based on roof type, extent of damage, materials, and contractor availability. After a major storm, demand surges and pricing can increase. Most storm damage is covered by homeowner's insurance — see our insurance claim guide for help navigating the process. For a broader look at roofing costs, see our roof replacement cost guide.

Wind Damage vs. Wear and Tear: Why It Matters for Insurance

This distinction is critical because insurance covers sudden storm damage but does not cover gradual wear and tear. Understanding the difference helps you set the right expectations for your claim.

Storm Damage (Covered)

  • Random pattern — damage is concentrated on certain areas, not uniform across the entire roof
  • Affects windward side more — the side facing the storm direction shows the most damage
  • Corresponds to storm date — damage appeared after a specific weather event
  • Sudden onset — shingles torn off, debris impact, punctures

Wear and Tear (Not Covered)

  • Uniform deterioration — damage is consistent across the entire roof
  • Affects all sides equally — no pattern related to wind direction
  • Gradual progression — developed over months or years, not from a single event
  • Maintenance-related — cracked caulking, worn granules, aging materials

Why a professional inspection matters: A licensed roofer can identify and document storm-specific damage patterns that prove your claim to the insurance adjuster. Without professional documentation, adjusters may attribute legitimate storm damage to pre-existing wear and tear and deny your claim.

How Long Do You Have to Repair Storm Damage?

  • Temporary repairs: 24-48 hours. Tarping holes, containing leaks, and preventing further water intrusion should happen as soon as it is safe to do so. Your insurance policy requires you to mitigate further damage.
  • Insurance notification: as soon as possible. Notify your insurance company promptly after discovering damage. Filing deadlines vary by policy (typically 30 to 90 days), so check your specific policy and do not delay.
  • Permanent repairs: schedule as soon as possible. While permanent repairs may take days to weeks depending on the scope of work and contractor availability, you should schedule them promptly to avoid further deterioration.
  • After a major storm, demand surges. Every roofer in the area gets busy after a widespread storm event. Homeowners who book early get faster service. Those who wait may face months-long backlogs.

Not sure whether your roof needs repair or full replacement? Our repair vs. replacement guide can help you decide, and our signs you need a new roof article covers the key indicators.

Choosing a Storm Damage Repair Contractor in Essex County

After a major storm, out-of-state contractors flood into affected areas looking for quick work. These "storm chasers" often do subpar work, charge inflated prices, and disappear when problems arise. Here is how to choose a reputable contractor:

  • Verify their NJ Home Improvement Contractor license — this is required by law for any roofing work in New Jersey. Ask for their registration number and verify it with the state.
  • Check for proper insurance — both general liability and workers compensation. If an uninsured worker is injured on your property, you could be liable.
  • Get multiple estimates in writing — a legitimate contractor will provide a detailed written estimate at no charge. Be wary of anyone who pressures you to sign immediately.
  • Beware of storm chasers — out-of-state crews who follow storms, knock on doors unsolicited, offer "deals" that expire today, or ask for large upfront payments. These are red flags.
  • Ask for local references — a reputable contractor can provide names and numbers of recent customers in your area.
  • Check reviews — Google, BBB, and Angi reviews from verified customers tell you what to expect. For a complete vetting checklist, see our guide on questions to ask your roofer before hiring.

How R&E Roofing Handles Storm Damage Repairs

We have been repairing storm-damaged roofs across Essex County since 2000. Here is what you can expect when you call us:

  • FREE storm damage inspection with detailed photo documentation that your insurance company will accept.
  • We work directly with your insurance company — we know the documentation adjusters need and can communicate directly with them to keep your claim moving.
  • Licensed and insured NJ contractor since 2000 — over 26 years of experience with NJ roofing and NJ insurance companies.
  • Available 24/7 for emergency repairs — when a tree hits your roof at 2 AM, we answer the phone.
  • Serving all 22 Essex County towns — Newark, West Orange, Montclair, Bloomfield, Nutley, Livingston, Caldwell, and every town in between.

Schedule Your FREE Storm Damage Inspection

R&E Roofing provides detailed inspection reports with photos that insurance companies accept. We work directly with your insurer so you don't have to navigate the process alone.

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Essex County Towns Affected by the January 2026 Storm

The January 2026 winter storm affected all 22 Essex County towns. Here is what we are seeing across the county and how to get help in your area:

Newark and North Caldwell (~10 inches): Heaviest accumulation in the county. High winds caused widespread shingle damage and tree limb strikes. Newark storm damage repair calls have been running 3x normal volume since the storm.

Montclair and Nutley (~9 inches): Large percentage of pre-1960 housing stock with aging roofs. Montclair homeowners are reporting wind damage on older Colonial and Tudor-style homes, combined with ice dam formation from inadequate insulation.

West Orange and Livingston: Hilly terrain with mature tree canopy created significant debris damage. West Orange homeowners with complex roof geometries and multiple valleys are reporting snow and ice accumulation issues. West Orange storm damage repair is in high demand.

Bloomfield, Belleville, and Maplewood: Dense neighborhoods with closely-spaced homes and mature trees saw extensive debris on roofs. Combined with heavy snow weight, many older roofs are showing signs of stress including sagging and gutter separation.

Caldwell, North Caldwell, and the Oranges: Significant wind damage to exposed roofs on elevated terrain. Homes built before the 1990s wind code updates are especially vulnerable to shingle blow-off and ridge cap damage.

No matter which Essex County town you are in, if your home was affected by the January 2026 winter storm, do not wait to get your roof inspected. Hidden damage only gets worse with time, and the next storm will compound the problem. For guidance on your roof's remaining lifespan, see how long roofs last in NJ.

Frequently Asked Questions

How do I know if my roof has storm damage?

Look for missing or lifted shingles, granules in gutters, damaged flashing, sagging areas, and interior water stains. A professional inspection is the best way to identify hidden damage that is not visible from the ground.

How much does storm damage roof repair cost in NJ?

Minor repairs such as missing shingles typically cost $200-$1,500. Moderate damage runs $1,500-$5,000. Major structural repairs can cost $5,000-$12,000+. Most storm damage is covered by homeowner's insurance.

Does homeowners insurance cover storm damage to my roof?

Yes, most NJ homeowner policies cover sudden storm damage including wind, hail, and fallen trees. They do not cover gradual wear and tear or lack of maintenance. File your claim as soon as possible — check your policy for specific filing deadlines.

Should I repair or replace my roof after storm damage?

It depends on the extent of damage and your roof's age. If damage is limited to a small area and your roof is under 15 years old, repair is usually sufficient. If damage is widespread or your roof is nearing end of life, replacement may be more cost-effective.

How long does storm damage roof repair take?

Emergency tarping can be done within hours. Minor repairs take 1-2 days. Major repairs may take 1-2 weeks. After a widespread storm event, contractor availability may extend timelines — booking early is important.

What is a storm chaser roofer and why should I avoid them?

Storm chasers are out-of-state contractors who follow major storms, offer quick repairs at inflated prices, and often deliver subpar work with no warranty support. Always use a locally licensed NJ contractor with verifiable references.

Ready to Get Your Roof Inspected?

R&E Roofing offers FREE storm damage inspections for Essex County homeowners. We'll assess the damage, document everything for your insurance claim, and give you a clear repair plan. No pressure, no obligation.

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About R&E Roofing

Licensed NJ roofing contractor serving Essex County for 26+ years. Specializing in residential and commercial roofing, emergency repairs, storm damage restoration, and insurance claim assistance. Our team has responded to hundreds of storm damage emergencies across all 22 Essex County towns.

Licensed & Insured26+ Years ExperienceAll 22 Essex County Towns