Roof Insurance Claims in Essex County, NJ

Filing a roof insurance claim after storm damage can be one of the most stressful experiences a homeowner faces. Insurance policies are filled with specialized language, adjusters work for the insurance company's interests, and the scope of covered damage is not always obvious to untrained eyes. R&E Roofing's insurance claim assistance service puts an experienced advocate in your corner, ensuring you receive fair compensation for all covered damage.

Our insurance claim process begins with a meticulous damage assessment that goes far beyond what most homeowners or even general home inspectors can identify. We document every damaged component using industry-standard notation and photography that insurance adjusters recognize and respect. Missing shingles are obvious, but hail impact damage, compromised flashings, cracked hip caps, and satellite dish bracket damage are frequently overlooked without professional documentation.

When the insurance adjuster visits your property, we meet them on-site to walk the roof together. This professional-to-professional interaction ensures the adjuster's scope of loss matches the actual damage. Studies consistently show that claims filed with contractor involvement result in higher and more accurate settlements than those filed by homeowners alone. The difference often amounts to thousands of dollars.

If the initial estimate from your insurance company does not cover the full scope of damage, we prepare supplement requests with additional documentation supporting the need for items the adjuster may have missed. We also handle the ongoing correspondence with your insurance company throughout the repair process, tracking approvals, supplements, and payments so you can focus on your daily life rather than insurance paperwork.